Compliance Officer/MLRO

Job Purpose The Compliance Officer is responsible for deg, implementing, and continuously strengthening a scalable compliance framework that ensures full regulatory adherence, AML/CFT effectiveness, data protection integrity, and governance discipline across Mwananchi Credit Limited and Shimin Insurance. The position supports Mwananchi’s 2026–2029 strategic ambition of regulatory maturity and banking-grade readiness Key Accountabilities & Responsibilities Regulatory Compliance & Horizon Scanning AML/CFT & MLRO Responsibilities Compliance Risk Management Policy Governance & Internal Controls Audit & Regulatory Inspection Readiness Data Protection & Confidentiality Governance, Ethics & Culture Key Performance Indicators (KPIs) Regulatory Integrity AML/CFT Effectiveness Governance & Assurance Data Protection & Incident Management Culture & Capability Qualifications & Experience Academic Qualifications Bachelor’s degree in Law, Finance, Risk Management, Business Administration, or related field. Master’s degree (MBA, Risk, Finance, Law) preferred Professional Certifications (At least one) Certified Anti-Money Laundering Specialist (CAMS) ICA Diploma in AML/Compliance Certified Compliance & Ethics Professional (CCEP) CPA/ACCA (added advantage) Experience Minimum 5–7 years’ experience in compliance, risk, audit, or regulatory roles within a regulated financial institution. Demonstrated experience in AML/CFT compliance and regulatory reporting. Experience interacting directly with regulators. Experience presenting compliance reports to senior management or Board committees preferred. Qualifications & Experience High ethical standards and unquestionable integrity Strong analytical and investigative skills Structured documentation and reporting discipline Ability to influence and challenge constructively High level of discretion and confidentiality Strategic and systems thinking Calm and decisive under regulatory pressure Strong stakeholder management skills