Field Credit Officer

Location: Iwo, Osun State Ife, Osun State Osogbo, Osun State Ila, Osun State Ifo, Ogun State Isolo/Ago Palace, Lagos State Effurun, Delta State Oshimili, Delta State Jeddo, Delta State Ado-Odo, Ota Ogun State Obafemi Owode, Ogun State Yewa South, Ogun State Odigbo, Ondo State Ijebu-Ode, Ogun State Salary: ₦175000 Employment Type: Full-time Key Responsibilities Follow up on overdue and delinquent loan accounts. Conduct field visits to customers, guarantors, and business locations. Negotiate repayment plans and settlements where applicable. Ensure recovered funds are properly documented and remitted. Maintain accurate recovery records and daily recovery reports. Track recovery performance against assigned targets. Escalate high-risk or chronic default cases to management. Educate customers on repayment obligations and consequences of default. Handle disputes and repayment challenges professionally. Maintain a firm but respectful relationship with customers. Ensure recovery activities comply with company policies and regulations. Avoid harassment or unethical recovery practices. Report suspected fraud or loan misuse promptly. Education B.Sc/HND/OND at the minimum. Basic Knowledge in accounting, finance and mathematics Minimum 2

• 3 years experience in SME Loan or Merchant Lending Previous work Experience or training in sales (Preferred)