Access to Finance Officer

Access to Finance Officer Open Position Location: Rwanda About BPN BPN (Business Professionals Network) is a Swiss non-profit organization that strives to support the development of Small and Medium-sized Enterprises (SMEs), in order to create jobs and fight poverty. BPN provides coaching, capacity building as well as networking opportunities to SMEs so they can grow their businesses sustainably. Job Overview The Access to Finance Officer is responsible for assessing and evaluating financing applications from qualified entrepreneurs, facilitating access to appropriate financing opportunities, and managing disbursements and repayments in alignment with BPN’s financial support framework. The role includes assessing financial capacity and creditworthiness, approving or recommending credit within delegated authority levels, evaluating risk exposure, and ensuring compliance with internal policies and applicable regulations. The position contributes to building a sustainable, high-performing portfolio while supporting the growth of SMEs in Rwanda. The role also supports financing mechanisms within BPN programs, including facilities such as the Catalytic Fund under the Grow 2 Scale (G2S) program, through sound credit assessment, monitoring, and portfolio management. Reporting & Structure Reporting Line: Head of Finance and Operations Replaced by (his/her deputy): Designated team member within Finance & Operations Supervising: N/A Replaces (deputy to): N/A Department: Finance & Operations Division: Corporate Services Key Responsibilities

1. Credit Evaluation and Analysis (30%) Assess and analyze credit applications submitted by entrepreneurs to determine their creditworthiness Review financial statements, business plans, and other relevant documentation to evaluate risks and make informed decisions Recommend appropriate credit limits and terms based on findings, ensuring alignment with organization’s policies Perform due diligence to verify the accuracy of the entrepreneur's financial situation and background
2. Credit Administration (30%) Ensure all necessary documentation is completed, reviewed, and filed in accordance with organizational procedures and credit policies Verify the accuracy of credit applications, ensuring they align with the established criteria for qualification Maintain up-to-date credit files and manage all associated administrative tasks
3. Risk Management, Monitoring and Recovery (25%) Monitor the performance of credit issued to entrepreneurs, identify potential risks, and implement mitigation strategies Follow up on payments in a timely manner and proactively engage with entrepreneurs to develop and implement loan recovery plans Assist in loan restructuring where appropriate and recommend escalation measures for non-performing loans in line with internal policies Ensure compliance with internal credit risk guidelines and regularly review any exceptions or deviations
4. Customer Relationship Management (15%) Build and maintain posi