Product Auditor

Who We Are Moniepoint is Africa’s all-in-one financial ecosystem, empowering businesses and their customers with seamless payment, banking, credit, and management tools. In 2023, we processed $182 billion and are Nigeria’s largest merchant acquirer. We are on a mission to create financial happiness for everyone, everywhere. What We Do At Moniepoint, we are a customer-focused community dedicated to crafting solutions that redefine our industry. We leverage artificial intelligence and data-driven best practices to support our businesses, from providing credit and overdrafts to ensuring every transaction is secure. Curious about what makes Moniepoint an incredible place to work? Check out our stories on how we cultivate a culture of innovation, teamwork, and growth. Job Purpose At Moniepoint, we are on a mission to create financial happiness for everyone, everywhere. As a Product Auditor, you are the guardian of the engines that power this mission—our payment systems, wallets, and settlement switches. Your role is to ensure that every product we launch is secure, reliable, and built to scale without failure. You provide the independent assurance that our product controls are world-class, preventing revenue leakage and ensuring our customers can always depend on us. You don’t just find risks; you help us build a more resilient financial ecosystem. Key Responsibilities Design & Assurance: Dive deep into the lifecycle of our payment products—wallets, card processing, and settlement services. You’ll analyze their design early on to ensure they are built with strong financial and security controls. The Go-Live Gatekeeper: Before any major product hits the market, you’ll perform the final check. You’ll validate environment segregation and ensure our reconciliation logic is bulletproof before we scale. Settlement Oversight: Keep a close eye on the money. You’ll review the end-to-end flow of funds between our internal systems, partner banks, and payment networks to ensure every kobo is accounted for. Infrastructure & Access: Assess who has access to our production environments. You’ll review IAM controls and cloud infrastructure risks to ensure our operations remain secure and private. Regulatory Alignment: Stay ahead of the curve. You’ll ensure our products meet all payment regulations and industry standards, like PCI DSS, while aligning with our internal security frameworks. Root Cause Analysis: When things don't go as planned, you’ll lead the post-incident review. You won’t just report what happened; you’ll help us understand why and how to prevent it from ever happening again. Strategic Reporting: Provide clear, data-backed insights to our Executive Management and Audit Committee. You’ll maintain the product risk register and keep everyone informed on our control maturity. Qualifications A Bachelor’s degree from a reputable institution in a relevant field. 3-5+ years of experience in data analysis within the financial services industry or a top-tier con