Commercial and Credit Analyst

Job description / Role Job Type Full Time Job Location UAE Nationality Any Nationality Salary Not Specified Gender Not Specified Arabic Fluency Not Specified Job Function Accounting & Audit Company Industry Manufacturing Looking for an enthusiastic and experienced individual to play a key role in the Finance Team, by supporting the Commercial team in making data-driven decisions and supporting the overall business primarily in sales data management & reporting, forecasting, budgeting, variance analyses, margin controls, management reporting; and in Credit Control/Accounts Receivable Management. Client Details Our client is a well-established multinational organisation operating within the consumer goods and industrial solutions sector. With a strong regional footprint and a diverse product portfolio, they focus on innovation, operational excellence and long?term growth across global markets. Description · Conduct in-depth analysis of commercial performance, including revenue trends, margins, pricing efficiency and customer profitability · Prepare dashboards and weekly/monthly reporting to support sales, finance and senior leadership teams · Evaluate customer credit applications, risk profiles and payment behaviour to determine appropriate credit limits · Collaborate with sales teams to ensure commercial proposals and pricing structures align with business objectives · Monitor overdue accounts, partner with internal teams to reduce outstanding balances and improve cash flow · Support budgeting and forecasting by validating assumptions and analysing historical performance · Work closely with finance to ensure accurate revenue recognition, credit provision calculations and compliance with internal policies · Develop business cases for new initiatives, promotions or product launches using financial modelling · Identify process gaps, propose improvements and support automation or system enhancement initiatives · Liaise with external stakeholders, including banks or credit agencies, when required for credit assessments · Provide ad?hoc analysis and insights to support strategic decision?making Job Offer

• Opportunity to join a well-respected multinational market leader
• Exposure to both commercial and credit functions for well?rounded career development
• Collaborative environment with strong leadership and opportunities for continuous learning
• A role with high visibility across multiple departments and senior stakeholders Requirements: · Bachelor's degree in finance, accounting, economics or a related field · Professional qualification of CPA, ACCA, CA, CMA, etc. is highly preferred · Distribution industry experience is mandatory and essential for the role · Proven experience in commercial analysis, credit risk assessment or financial analysis · Strong proficiency in Excel and data analysis tools, with the ability to manipulate and interpret large datasets · Solid understanding of financial statements, credit metrics and commercial performance driv