Head of Credit, Greenland Fedha Plc

ABOUT THE COMPANY Kenya Tea Development Agency Limited was incorporated on 15th June 2000 as a private company under (CAP 486) of the laws of Kenya, becoming one of the largest private tea management agencies. The Agency currently manages 67 factories in the small-scale tea sub-sector in Kenya. JOB SUMMARY Qualifications/Skills/ExperienceThe ideal candidate must possess the following qualifications and competencies:Bachelor’s degree in Finance, Accounting or Business related fieldMust have CPA Finalist, CCP or AKIBMust be a member of a professional bodyMasters in Finance, Accounting or Business related fieldMinimum ten (10) years’ experience in experience in a credit function within a bank, financial institution or other service oriented organization. 4 years at a Senior Management level with a focus on credit risk.Good understanding of credit processes, lending and customer care.Knowledge and understanding of the Banking Act and Central Bank of Kenya (CBK) clearing procedures and prudential guidelines.Must have demonstrated ability to handle departmental budgets, resources, processes, projects and relationshipsShould have thorough knowledge of the relevant industry/sector as well as knowledge of regulatory requirements affecting the relevant sectorMust be capable of functioning effectively both as a team player and a team leaderMust have ability to plan, organize, implement and evaluate departmental goalsMust demonstrate ability to handle multiple and conflicting priorities, and work under strict deadlines.Should have strong analytical and be result orientedMust have high standards of integrity and ethical practiceMust have management and Leadership skillsMust have ability to accurately plan work assignments, prioritize tasks and deliver deadlinesShould have problem solving and decision making abilitiesShould be an effective communicator with the ability to handle both internal and external communicationShould demonstrate ability to identify and respond to risk areas within the departmentShould have effective people management and conflict resolution skills RESPONSIBILITIES Formulating and implementing Greenland Fedha’s credit policy.Conducting regular reviews of the credit policy to ensure its relevance to business requirements and CBK and statutory regulations.Developing and implementing Greenland Fedha’s credit strategy.Providing credit forecasting and monitoring credit-related performance.Implementing credit risk assessment methodologies, including credit scoring models and credit vetting criteria and processes, and maintaining custodianship of all credit-related data.Providing objective assurance that major credit risk factors are being managed appropriately and internal credit controls are functioning effectively.Ensuring compliance with Greenland Fedha’s credit policies and procedures.Ensuring that customers’ financing needs for working capital and capital expenditure are being addressed appropriately and profitably through the offering