Manager, Growth and Market Enablement

Job Title:       Manager, Islamic Capital Market and Investment Solutions Location:      Addis Abeba Department:       Shariah Financial Solutions Office Reports To:     Chief, Shariah Financial Solutions Officer About Kifiya:      Kifiya is an AI-powered financial and market infrastructure company advancing inclusive economic growth across Africa. We design and deploy risk decisioning systems, intelligent financial infrastructure, and market linkage platforms that unlock credit, insurance, payments, and capital access for MSMEs and smallholder farmers. We build the AI, data, and financial infrastructure that helps financial institutions serve hard-to-finance segments at scale.   Business Unit Description      The Chief Shariah Financial Solutions Office (CSFSO) is responsible for deg, governing, and scaling Kifiya’s Shari’ah-compliant financial infrastructure and ecosystem platforms. The Office develops digitally enabled Islamic financial solutions that allow partner financial institutions, marketplaces, and ecosystem actors to deploy Shariah compliant, asset-backed, and ethically structured financing at scale. Leveraging Kifiya’s AI technology platforms, the Office structures and commercializes Shari’ah-compliant financial products and market solutions across areas such as SME and supply-chain finance, asset and device financing, embedded finance, marketplace ecosystems, and emerging Takaful and Islamic capital market instruments. The Office also institutionalizes the governance frameworks, financial structuring capabilities, and market infrastructure required to support the sustainable growth of Islamic finance within Kifiya’s ecosystem. By integrating Shari’ah governance, aligning with international standards such as AAOIFI and IFSB, and enabling ecosystem-wide deployment, the Office advances inclusive financial access and scalable Shari’ah-compliant financing solutions for SMEs, agricultural value chains, women and youth enterprises, and digital marketplace participants. Position Summary      The Manager, Islamic Capital Market & Investment Solutions is responsible for structuring, mobilizing, and managing Shari’ah-compliant capital across Kifiya’s financial ecosystem. The role leads the development of Islamic capital formation instruments including Sukuk, Wakalah investment pools, Shari’ah-compliant securitization structures, and blended finance vehicles that channel institutional and impact capital into MSME, agricultural, asset financing, and Takaful portfolios. The Manager serves as the capital architecture function of the Shari’ah Financial Solutions platform, ensuring that financing activities are supported by sustainable, compliant, and scalable capital structures aligned with global Islamic finance standards and local regulatory frameworks. Key Responsibilities     Islamic Capital Structuring and Financial Engineering •    Design and structure Shari’ah-compliant capital instruments including: o    Sukuk (asset-backed and asset-based) o    Wakalah investment pools o    Mudarabah and Musharakah investment vehicles o    Receivables securitization structures o    Green and climate-focused Islamic finance instruments •    Ensure genuine asset linkage, risk-sharing principles, and Shari’ah compliance in all structures. •    Develop term sheets, transaction structures, and documentation frameworks. •    Coordinate with legal advisors to ensure enforceability and regulatory alignment. Sukuk Program Development •    Lead feasibility analysis and structuring of Sukuk issuance programs aligned with Kifiya’s financing portfolios. •    Develop asset-backed or receivables-based Sukuk models. •    Coordinate with regulators, rating agencies, trustees, and legal advisors. •    Prepare investor documentation including information memoranda and disclosures. •    Support pricing strategies and yield structuring aligned with market conditions. Wakalah Liquidity and Investment Pool Management •    Design and manage Wakalah-based liquidity pools to fund financing activities. •    Define profit allocation methodologies, reserve structures, and expense frameworks. •    Align liquidity planning with portfolio growth projections. •    Monitor pool performance, utilization efficiency, and risk exposure. •    Ensure transparency in investor returns and reporting. Institutional Capital Mobilization •    Engage and build relationships with: o    Islamic banks and financial institutions o    Development finance institutions (DFIs) o    Impact investors and funds o    Sovereign wealth funds and pension funds •    Develop and present Shari’ah-compliant investment propositions. •    Lead investor due diligence processes and capital negotiations. •    Structure capital participation agreements and funding frameworks. •    Build and maintain a pipeline of institutional capital partners. Blended and Impact Islamic Finance Structuring •    Design Shari’ah-compliant blended finance models combining: •    Concessional capital •    Impact investment funds •    Zakat-aligned or social finance mechanisms •    Commercial capital •    Structure risk-sharing and risk-mitigation frameworks to support underserved segments. •    Enable catalytic capital deployment into MSMEs, agriculture, and inclusive finance sectors. Integration with Financing Portfolios •    Align capital structures with financing portfolios across: o    MSME and working capital finance o    Agricultural Salam financing o    Asset and Ijarah-based financing o    Takaful-supported structures •    Ensure capital deployment discipline and alignment with portfolio risk tiers. •    Work with Risk and Analytics teams to monitor covenant compliance and portfolio performanc e. Governance, Shari’ah Compliance and Regulatory Engagement •    Ensure all capital structures are certified by the Shari’ah governance function. •    Maintain compliance with AAOIFI, IFSB, and relevant regulatory frameworks. •    Support regulatory engagement for Islamic capital market approvals. •    Maintain documentation, audit trails, and governance logs for all capital instruments. Capital Performance Monitoring and Reporting •    Track and report on: o    Capital mobilization volumes o    Yield performance and investor returns o    Capital utilization efficiency o    Covenant compliance o    Portfolio risk exposure •    Develop dashboards and reporting frameworks for executive and investor visibility. •    Ensure transparency and strong investor confidence through structured reporting. Technology and Capital Infrastructure Integration •    Work with Technology teams to: o    Digitize Sukuk issuance and documentation workflows o    Automate profit distribution calculations o    Enable digital investor reporting o    Integrate asset tracking and compliance systems •    Ensure capital instruments are digitally trackable, scalable, and audit-ready. Key Outputs      •    Structured and operational Shari’ah-compliant capital vehicles •    Successful Sukuk program development and execution readiness •    Functional Wakalah liquidity pools supporting financing growth •    Increased institutional capital mobilization •    Strong investor reporting and governance compliance •    Efficient capital deployment aligned with portfolio performance •    Shari’ah-certified and audit-ready capital structures •    Scalable Islamic capital market infrastructure