Credit Analyst Impairments & Analytics

Requirements Bachelor’s degree in Quantitative or Mathematical Economics, Statistics, Data Analytics and Analytical Finance or a related field from an accredited University 3

• 5 years working experience in a similar role preferably in a financial institution. Impairment, Provisioning and Modeling (80%) Impairment and Provisioning. Involves the delivery of accurate projections of the Bank's Retail Impairment provision and the development of robust econometric. Impairment Review & Update-IFRS 9 & FIA. Perform impairment calculation on the portfolio. Collect relevant customer data from bank’s internal MI systems in order to run the impairment & provisioning models. Communicate impairment & analytic results to both technical and non-technical audiences, using Microsoft Excel worksheets and PowerPoint presentations Understanding business questions and formulating data analysis and modeling problems. Data Analysis, Forecasting and Modeling of Portfolio Performance Statistics (20%) Analyse and interpret both Performance and Applications data relating to Credit Risk processes Provide analysis to support with business-as-usual activities such as Credit Risk strategy changes Continuously strive to improve Absa decision support systems