Corporate Credit Manager

Qualifications Bachelor’s degree in Accounting, Economics, Finance or Business-related course is required. Professional Qualifications like Certified Credit Management, Credit Risk Management, or any other recognised credit certification course are required. Master’s degree in Economics, Finance or Business-related course is an added advantage. Minimum of 5 years experience in Credit Underwriting and Approval, Credit Portfolio Management, and Relationship Management. Lead comprehensive credit evaluations and reviews to thoroughly assess client credit risk and verify creditworthiness in alignment with KCB’s policies and regulatory standards. Generate precise and timely credit portfolio analyses, concisely communicating key findings and recommendations to stakeholders including Corporate Relationship Managers and Credit Risk teams. Take accountability for detailed financial statement spreading, asg credit grades in accordance with internal scorecards, and document client risk profiles alongside risk mitigations, vigilantly monitoring for any credit-impacting developments. Collaborate effectively with Relationship Managers to originate credit assessments and maintain oversight of credit exposures to support sound decision-making. Conduct fraud risk assessments on client portfolios, documenting residual risks and recommending mitigants following the bank’s defined frameworks. Assist in identifying profitable business opportunities that maintain acceptable risk profiles, partnering with Relationship Managers and Product specialists to tailor product solutions. Perform in-depth credit analyses encompassing market dynamics and industry-specific risks. Portfolio monitoring and Analysis to avoid account migrations as well as covenant tracking.