Officer, Recoveries

Qualifications First Degree in any Business Field  form a recognised Institute Atleast 2 years banking experience preferably in Credit, Rehabilitation and Recovery or Legal departments of a Tier 1 financial institution. Keen interest in building a career in BS&R/ BCC Experience in Credit Control environment and knowledge of collection procedure. Sound business savvy and banking knowledge around:accounting and financial principles, generally banking, corporate banking, and Leya! principles related to lending and collateral rights Along with the relevant Relationship and Credit Managers, assess clients/accounts in order to manage risk and limit exposure over the short, medium and long-term. Assess counterparties, the current security position and where appropriate take additional security. Responsible for advising Business Banking on performing loans showing signs of distress (Watchlist names). Executed through Portfolio Rapid•Risk Reviews and Watchlist Committees. Provide recommendations to improve business banking risk and enhance customer relationships to Business and Credit Teams. Brief Heads of Business to enable them to lead negotiations with watch listed names. Be involved and influence client visits and negotiations to manage credit recovery processes including restructure and or renegotiation of facilities. Conduct in-depth research on relevant accounts, applying banking, legal and credit knowledge where applicable. Follow through on account written off for recoveries, including vendor management & management of the lnhouse recoveries team handling the BCC account